CarCalcTools runs on two roles: a writer who researches and drafts the guides, and a publisher who owns the site and handles the operational side. Neither one grades your loan application or sells you a car. Both are named here because we think you should know who is behind the numbers you are reading.
Jessica writes the calculator guides and articles on CarCalcTools: car payment math, loan versus lease comparisons, depreciation, down payments and total cost of ownership. She covers business and consumer finance for Encore Editorial and wrote about lending and personal finance for regional outlets before joining the network. She does not hold a lending, insurance or financial planning license, and nothing she writes here should be read as licensed advice.
Chris owns and operates CarCalcTools through Encore Promotional Products. He is responsible for the site's technical infrastructure, advertising relationships and business decisions, and does not write or edit the calculator guides. Correction requests and business inquiries route through him; see editorial standards for how a correction gets made.
How to reach an author
Spotted an error in a rate, a tax figure or a worked example? Use the contact form and mention which page and which number looks off. Corrections are reviewed against the source and fixed on the page, with the change noted in our editorial standards page.